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Down Payment
Assistance
Qualified?
Borrowers
- Minimum FICO credit score of 640
- Annual Income up to $138,600 (Cannot exceed)
- Debt to income ratio up to 50%
- Occupy the home as principal residence within 60 days of closing
- Complete Homebuyer education
Homes
- A new purchase (no refinancing)
- New or existing houses, condominiums, or townhouses
- Purchase price is not limited
Zero
Down
Qualified?
Borrowers
- Minimum FICO score of 660
- No annual income maximum or minimum
- First time home buyer
- Debt to income ratio up to 43%
- Occupy the home as principal residence within 60 days of closing
Homes
- A new purchase (no refinancing)
- New or existing houses, condominiums, or townhouses
- Purchase price is not limited
Traditional
Loans
Qualified?
Borrowers
- Minimum FICO score of 620
- No annual income maximum or minimum